best insurance knowledge
In 2025, the freelance and self-employed workforce in India is booming — from digital marketers and designers to consultants, coders, YouTubers, and online sellers. However, unlike salaried individuals, freelancers do not get employer-provided benefits like health insurance, life coverage, or retirement support. This makes personal insurance planning critical. In this guide, we cover the best … Read more
In India, term insurance with return of premium (RoP) has gained popularity among buyers who want life protection and also money back if no claim arises. Unlike pure term plans (which only pay on death), RoP plans refund all premiums paid if the policyholder survives the term. In this 2025 guide, we compare the best … Read more
With medical inflation rising at over 14% annually, a serious health crisis can severely impact your financial stability. Critical illness insurance is designed to cover high-cost, life-threatening conditions like cancer, heart disease, stroke, kidney failure, and more — offering a lump sum payout on diagnosis. In this comprehensive 2025 guide, we explain how critical illness … Read more
Car insurance in India is more than just a legal formality — it’s essential financial protection against accidents, theft, natural disasters, and third-party liabilities. With over 25 insurers offering motor insurance, choosing the right provider can directly impact your claim experience, coverage quality, and service satisfaction. In this guide, we compare the top 10 car … Read more
In 2025, buying a term insurance plan is more than just selecting the lowest premium. It’s about trust, features, claim settlement reliability, flexibility, and long-term value. Among the top insurers in India, LIC, HDFC Life, and ICICI Prudential are the most widely trusted names. But which one is right for you? This guide compares the … Read more
Planning a baby is one of the biggest milestones in life — emotionally and financially. While many prepare for parenting, few realize how expensive childbirth and related medical care can be. A normal delivery in a private hospital can cost between ₹70,000 to ₹1.5 lakh, and a C-section can cost even more. Add to that … Read more
Turning 30 is a financial milestone. You may be starting a family, buying a house, or growing your career. It’s also the perfect time to protect your future with the right insurance policies — when premiums are low, and health is still on your side. In this guide, we break down the 5 must-have insurance … Read more
Choosing the right term life insurance plan is one of the most important financial decisions you’ll make. It ensures your loved ones remain financially secure in your absence by providing a fixed, tax-free sum assured. But with over 20+ insurers and hundreds of options in 2025, how do you know which one is best? In … Read more
Health insurance is an essential part of every financial plan in today’s world. With the rising cost of medical treatment, having a robust health policy is not just smart — it’s necessary. Whether you’re buying your first health plan or switching providers, this section covers everything you need to know. At Insurance.ItsBipin.com, our goal is … Read more
Health insurance is no longer optional — it is a financial necessity. With rising medical inflation and the unpredictability of life, having a comprehensive health insurance plan ensures that you and your family are protected during emergencies. In 2025, the Indian health insurance sector is more competitive than ever, with several IRDAI-approved companies offering comprehensive … Read more